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Field Collections Agent

Chelmsford, United Kingdom
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Job Description

Field Collections Agent

**Start date 13th April 2026**

Location: Within a 90-minute travel radius of your home (applicants must reside within Chelmsford)

Salary: From £27,965 + £4,200 per annum car allowance + uncapped monthly bonus as a guide our current Field team earn monthly bonuses from £200-£400 Earnings Potential: Up to £35,765 per year (inclusive of car allowance) Hours: Flexible, 40 hours per week (including prime hours) No Warrant Work Involved

Do you:

  • Hold a full UK driving licence and have access to a vehicle?
  • Prefer working independently, outdoors, and engaging with people face-to-face?
  • Value flexibility and autonomy in your schedule

If that sounds like you — Orbit Credit Services has an excellent opportunity waiting.

About the Role

As a Field Collections Agent, you'll be the friendly face of Orbit, meeting customers at their homes to help them find a way forward with their finances. You’ll offer empathy, guidance, and practical solutions that make a real difference.

Your key responsibilities:

  • Visit customers to resolve outstanding arrears and discuss payment options
  • Handle accounts for both regulated and non-regulated clients. This will include reconnection visits
  • Accept payments, set up repayment plans, and re-engage customers with client services
  • Educate customers about the potential consequences of non-payment
  • Use an Orbit-supplied iPad to update account outcomes in real time

Working Hours

We offer a 40-hour work week with a supportive approach to work-life balance. Your visits will be scheduled across the following operating window:

  • 40 hours per week required, operating hours are Monday–Friday visiting between 8am–8pm and Saturday 9am-1pm
  • 10 of your 40 hours must be worked during prime hours. Prime hours are 4pm -8pm Monday and Saturday 9am-1pm.

Benefits

  • 31 days holiday (incl. bank holidays + December shutdown)
  • Fuel card for business use
  • Referral Bonus Scheme
  • Uncapped monthly bonuses (£200–£400 typical)
  • Comprehensive 5-week induction programme
  • Ongoing training and professional development
  • Access to Medicash and Employee Assistance Programme

 Requirements

  • Clear criminal record
  • No CCJs, IVAs, or bankruptcies in the last 6 years
  • Full driving licence (max 6 points), own car, and will require business insurance
  • Tech-savvy and comfortable working independently

Job Type: Full-time

Pay: £27,965.00 - £35,765.00 per year

Apply Now
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Helping each and every customer to financial recovery

At Orbit, we've helped create tailor-made plans for thousands of people, taking their individual situation into account. We work with some of the UK's biggest utility companies. If you're finding it hard to keep up with your bills, Orbit can help. We pride ourselves in trying to understand what's going on in your world so we can find you the best solution.

Our Total Rewards Package for All Round Wellbeing

We understand the importance of the balance between work and life, between fun and professionalism, and between being a corporation and being a community. That’s why we provide compensation structures and benefit plans tailored to each of our global hubs, and then enhance them with a wide range of programs that support your personal and professional growth. It’s our way of showing you that we recognize your value, understand what’s important to you, and want to reward your contributions.

  • Holistic Wellness

    Colleague Wellness - We're focused on your wellbeing and that means supporting you across all elements of it. This comes from our company sponsored team building events, on site events to form bonds with colleagues, Mental Health First Aid support, Webinars, Employee Assistance Program and more!

  • Healthcare

    Healthcare - Take advantage of our healthcare options to help you stay well... Gym discounts, Eye Tests and discount offers on glasses, our Employee Assistance Programme and more.

  • Perks

    Perks - Our Colleague Discount Programme includes Transport, Retail discounts and much more.

  • Career Path & Development

    Career Progression comes from the fact we invest in our people's skills and ability. We support your individual development, offering regular training to ensure you have the best tools and knowledge for the job. We want to help you be ready for your next career move with us.

  • Awards & Recognition

    Awards & Recognition - We will always recognise our people's contribution to what we achieve every day. That might be an informal on the spot reward or thank you or part of the formal awards and recognition we run throughout the year such as star of the month and our global President's Club.

  • Pay & Bonuses

    Pay & Bonuses - Earn a competitive salary, with the opportunity to participate in fun team building incentives!

Our Values In Action

Cabot Credit Management

At Cabot, we care about making a meaningful impact on our people, our customers, and our communities. We believe diversity in all its forms brings different thinking styles and perspectives. That builds our creativity and ability to find a better way. It also enables us to understand the different communities that make up our society. The more we understand, the easier it is to deliver the right outcomes for our customers.

Inclusive Workplace

We are striving to be an inclusive and progressive organisation where everyone feels comfortable and enabled to be themselves at work. We value the diversity of thought that different backgrounds and cultures can bring as it makes us stronger. The more we understand each other, the easier it is to deliver the right outcomes for our consumers and to support each other. Prioritising inclusion and belonging improves collaboration and enhances people’s wellbeing; both of which are essential parts of supporting our colleagues, and in turn our business, to succeed.

Giving Back To Our Community

We give back by volunteering, and charity work, trying to make a positive impact on the communities, where we live and work and we are proud to do so.

Charlie Reid Owens,Orbit

Joining Orbit in May 2023 marked the beginning of an incredible journey for me. I’ve grown from a Subject Matter Expert to a Learning Development Support role, and now proudly serve as a Team Leader. Supporting my own agents as they climb the career ladder has been one of the most rewarding parts of my role. Orbit truly champions personal and professional growth, encouraging everyone to explore opportunities through initiatives like the B.E.N and Pride networks, as well as various work streams. What sets Orbit apart is its vibrant, diverse team and the genuine commitment to giving back—whether it’s supporting local charities or boosting morale through monthly incentives, work parties, and engagement events. It’s a workplace where you feel valued and inspired every day

Charlie Reid-Owens, OrbitTeam Leader

Employee Resource Groups

Our Pride Network Programme is making an impact, with the number of members and allies continuing to build. The education and awareness they are providing will prove invaluable

Women at Encore and Allies is our resource group for female colleagues and their allies across Cabot. The group serves as a support system providing education, personal growth, information, and idea sharing

Black Employee Network (BEN) is an employee resource group dedicated to empowering Black colleagues and fostering a more inclusive workplace culture. The group aims to provide a supportive community for Black employees, promoting professional development and career advancement opportunities, and advocating for equity and equality within the organisation.

Celebrating Our Achievements

Great Place to Work Certified 2025-2026 – UK
2025 Business Innovation Award

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