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Senior Business Analyst

West Malling, Kent
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Job Description

At Cabot, we’re looking for a Senior Business Analyst to lead the analysis, definition and design of complex change across the business. This is a hands-on, senior practitioner role focused on solving problems, shaping solutions, and ensuring outcomes deliver real value.

You’ll work closely with Product, Technology and Operations teams to make sure change is clearly defined, feasible and aligned to business goals. With a high degree of autonomy, you’ll tackle ambiguity head-on, applying sound judgement and influencing decisions across cross-functional teams.

What you can expect as a Senior Business Analyst:

  • Permanent

  • Hybrid office role – Kings Hill, ME19 4UA.

Not only are we offering a competitive salary and a fantastic bonus scheme, you’ll also be entitled to loads of great benefits including, discount and cash back on hundreds of high-street shops and private health insurance, plus much more.

Key responsibilities include:

  • Support delivery of complex business and technology change, ensuring analysis is high quality and consistent.

  • Lead requirements definition and solution design from problem statement through to delivery.

  • Apply advanced analysis techniques (process modelling, impact, root cause, options and data analysis) to shape solutions.

  • Elicit, analyse and document business needs into clear, high-quality artefacts (e.g. user stories, process models, acceptance criteria, business rules).

  • Collaborate with technical teams to design pragmatic, scalable solutions, maintaining traceability from business need to outcome.

  • Ensure non-functional, operational, regulatory and risk considerations are captured early and embedded in design.

  • Manage and refine backlogs, ensuring work is clearly defined, prioritised and delivery ready.

  • Support the full change lifecycle, including testing, implementation, business readiness and handover.

  • Facilitate workshops to explore problems, define solutions and drive decisions.

  • Present clear recommendations, including risks, impacts, trade-offs and constraints.

  • Identify risks and dependencies early, proposing mitigations to maintain delivery momentum.

  • Ensure outcomes deliver intended business value, contributing to review and continuous improvement.

  • Champion strong business analysis practices and share learning to improve delivery maturity.

We are looking for someone with:

  • Proven experience operating as a Senior Business Analyst within complex, technical and/or regulated environments.

  • Strong command of core and advanced business analysis disciplines including requirements elicitation, process modelling, gap analysis, options analysis, benefits realisation and non-functional requirements.

  • Experience working across digital, systems, data and operational change, with the ability to bridge business and technical perspectives.

  • Practical experience working in agile, waterfall and hybrid delivery models, adapting techniques pragmatically to suit the delivery context.

  • Highly developed analytical and problem-solving skills, with the ability to deal effectively with complexity and ambiguity.

  • Strong facilitation and stakeholder engagement skills, able to challenge constructively and build trusted relationships.

  • Excellent written and verbal communication skills, capable of explaining complex concepts clearly to both technical and non-technical audiences.

  • Familiarity with tooling such as Azure DevOps (or equivalent), process modelling and collaboration tools.

What happens next?

If this sounds like you and you’d like to join our rapidly expanding company that offers excellent career progression, then apply now!

Working for Cabot:

You’ll be working for an award winning; Investors in People Gold accredited organisation. We’re passionate about the ethical treatment of our customers and employees. Our mission is to create pathways to economic freedom. Our vision is to make credit accessible by partnering with our consumers to restore their financial health.

Diversity and inclusion are very important to us at Cabot, and we value a multitude of diverse talent within our business. We want everyone to be themselves at work and encourage a culture that includes everyone. Our policies ensure that every candidate and employee are treated fairly and with equal opportunities. 

**At Cabot we are highly regulated by our clients, as such, any successful candidates will have to undergo a basic credit check and criminal background check. Please note that we are unable to proceed to interview stage if a CCJ, IVA or Bankruptcy appears on a credit file, or if you do not have full right to work in the UK – we are unfortunately unable to offer sponsorship.

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We are people helping people

At Cabot, we’re people helping people. Supporting customers, empowering colleagues, and making the effort to be invovled in the communities we work in.

Our Total Rewards Package for All Round Wellbeing

We understand the importance of the balance between work and life, between fun and professionalism, and between being a corporation and being a community. That’s why we provide compensation structures and benefit plans tailored to each of our global hubs, and then enhance them with a wide range of programs that support your personal and professional growth. It’s our way of showing you that we recognize your value, understand what’s important to you, and want to reward your contributions.

  • Holistic Wellness

    Colleague Wellness - We're focused on your wellbeing and that means supporting you across all elements of it. This comes from our company sponsored team building events, on site events to form bonds with colleagues, Mental Health First Aid support, Webinars, Employee Assistance Program and more!

  • Healthcare

    Healthcare - Take advantage of our healthcare options to help you stay well... Gym discounts, Eye Tests and discount offers on glasses, our Employee Assistance Programme and more.

  • Perks

    Perks - Our Colleague Discount Programme includes Transport, Retail discounts and much more.

  • Career Path & Development

    Career Progression comes from the fact we invest in our people's skills and ability. We support your individual development, offering regular training to ensure you have the best tools and knowledge for the job. We want to help you be ready for your next career move with us.

  • Awards & Recognition

    Awards & Recognition - We will always recognise our people's contribution to what we achieve every day. That might be an informal on the spot reward or thank you or part of the formal awards and recognition we run throughout the year such as star of the month and our global President's Club.

  • Pay & Bonuses

    Pay & Bonuses - Earn a competitive salary, with the opportunity to participate in fun team building incentives!

Our Values In Action

Cabot Credit Management

At Cabot, we care about making a meaningful impact on our people, our customers, and our communities. We believe diversity in all its forms brings different thinking styles and perspectives. That builds our creativity and ability to find a better way. It also enables us to understand the different communities that make up our society. The more we understand, the easier it is to deliver the right outcomes for our customers.

Inclusive Workplace

We are striving to be an inclusive and progressive organisation where everyone feels comfortable and enabled to be themselves at work. We value the diversity of thought that different backgrounds and cultures can bring as it makes us stronger. The more we understand each other, the easier it is to deliver the right outcomes for our consumers and to support each other. Prioritising inclusion and belonging improves collaboration and enhances people’s wellbeing; both of which are essential parts of supporting our colleagues, and in turn our business, to succeed.

Giving Back To Our Community

We give back by volunteering, and charity work, trying to make a positive impact on the communities, where we live and work and we are proud to do so.

Employee Resource Groups

Our Pride Network Programme is making an impact, with the number of members and allies continuing to build. The education and awareness they are providing will prove invaluable

Women at Encore and Allies is our resource group for female colleagues and their allies across Cabot. The group serves as a support system providing education, personal growth, information, and idea sharing

Black Employee Network (BEN) is an employee resource group dedicated to empowering Black colleagues and fostering a more inclusive workplace culture. The group aims to provide a supportive community for Black employees, promoting professional development and career advancement opportunities, and advocating for equity and equality within the organisation.

Celebrating Our Achievements

Great Place to Work Certified 2025-2026 – UK
2025 Business Innovation Award

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